Obtaining a business loan while on Centrelink payments can be challenging but is not impossible. Lenders typically assess an applicant's ability to repay the loan, which can be complicated for those relying on government support. However, demonstrating a solid business plan, showing potential for profitability, and having a clear understanding of how the loan will be used can improve chances of approval. It's crucial for individuals to research lenders that are open to working with those on Centrelink, as some may have specific products designed for this situation. With careful planning and a clear financial strategy, it's possible to secure funding and successfully launch or grow a small business while receiving Centrelink payments.